For CREATION, PRESERVATION and DISPENSATION of WEALTH...Why Life Insurance?
Life Insurance is not a right, but it is a responsibility. Life insurance is not a bill or a burden, but a solution to the economic loss that often accompanies the untimeliness of death. Why? Because life insurance is a financial services tool designed to replace the LOSS OF AN INCOME STREAM for LOVED ONES, DEPENDENTS, CHARITABLE INSTITUTIONS, and BUSINESS PARTNERS. Simply put, Life insurance provides financial protection for your named beneficiaries. Simply put, a life insurance policy is a contract to BUY MONEY AT A DISCOUNT! For those who have not yet ACCUMULATED the WEALTH they desire to protect loved ones and/or debtors, a life insurance policy INSTANTLY CREATES a source of CASH that is available when most needed. For those who HAVE ACCUMULATED WEALTH, life insurance is an economical way to PAY the TAXES DUE on their SUCCESS...for pennies on the dollar. Without adequate life insurance, those that you care about have a serious problem after the tears have dried: HOW DO WE REPLACE THE LOSS OF INCOME; HOW DO WE MAINTAIN OUR LIFESTYLE?
CALL MARVIN GAY at 818-358-8905 for a CONFIDENTIAL 10min phone consultation

ANNUITIES...For PRESERVATION And DISPENSATION Of WEALTH
BACKGROUND --- ANNUITIES were originally introduced by insurance carriers as financial tools for the DISPENSATION of a GUARANTEED INCOME FOR LIFE from an ANNUITANT'S (usually the owner) accumulated wealth. Because of the mortality features included in annuities, insurance companies are the only financial institutions capable of issuing them. While early annuities only made use of GUARANTEED FIXED RATES OF INTEREST as a RETURN ON ANNUITY PREMIUMS (amount deposited with insurance carrier), more recent annuities allow a CHOICE of FIXED RATE RETURNS and a blend of EQUITABLE RETURN (variable and not guaranteed) ALTERNATIVES. Annuities are not insured by the FDIC as are Certificates of Deposits which generate FIXED RATE returns that are TAXABLE. This is balanced by STRICT RESERVES OF CAPITAL imposed on insurance companies by STATE INSURANCE COMMISSIONS throughout the nation. These RESERVE REQUIREMENTS provide LIQUIDITY for each annuity contract issued. FEATURES --- SAFETY...LIQUIDITY...CONTROL...TAX-DEFERRED GROWTH on PRINCIPAL...GUARANTEED LIFETIME INCOME...GUARANTEED FIXED RATE Of RETURN...Or, a BLEND Of FIXED RATE Plus VARIABLE (Equity Accounts) INVESTMENT ALTERNATIVES. ........................................ Are ANNUITIES RIGHT FOR YOU? Ask ME ( Marvin Gay...818-358-8905...a brief, no obligation CALL ) About Them. Let Me HELP YOU Get The Answers You NEED.
Your Representative is Marvin L. Gay, appointed with ALLIANZ LIFE (licensed in CA)